Douglas Cost Guide Blog

Undertaking home renovations can be a stressful yet exciting task. Sure, it will be a lot of work, but the payoff will be well worth the effort. With things like budgets, paint colours, and luxury finishing’s floating through your mind the last thing you might be concerned with is insurance. You just want a fresh […]

It’s been established that home replacement cost is the amount of money it would cost to rebuild your home from the ground up in the event of a total loss. Trying to image rebuilding your home from the ground up is the stuff of nightmares! How much would it cost? What factors affect home replacement […]

There is a lot of technical jargon and insurance terms thrown around when setting up a homeowner’s policy. Terms like actual cash value and replacement costs are two of the biggest mysteries. What is actual cash value? What is replacement cost insurance? More importantly, what’s the difference? Replacement Cost Insurance Defined Home replacement cost is […]

This is a question that many first-time or even veteran home buyers often ponder. Discussing your homeowner’s policy with an agent or broker, you’ll hear the term home replacement cost quite frequently. Sure, they’ve explained to you that replacement cost insurance is how much it would cost to rebuild your home from the ground up […]