Douglas Cost Guide Blog

Owning a farm is hard work, it takes dedication, long hours, attention to detail, patience and determination. Farming is the backbone of our country. At Douglas Cost Guides, we not only understand this, we deeply respect and value it. In this blog, we highlight why the Douglas Agricultural Cost Guide is considered the tool of […]

Insurance terms and policies can seem complicated; replacement cost for insurance doesn’t have to be. Replacement cost for insurance is as it sounds: the amount of money it would cost to replace an item. When insuring your home for replacement cost, the amount of coverage listed on your policy is the dollar figure your insurance […]

Your home may very well be one of your largest financial investments, so it’s important to ensure that it is fully protected in the event of a fire or other extreme weather incident where your home may be unsalvageable. When evaluating the coverage options provided by your insurance provider, it can be hard to navigate […]

Undertaking home renovations can be a stressful yet exciting task. Sure, it will be a lot of work, but the payoff will be well worth the effort. With things like budgets, paint colours, and luxury finishing’s floating through your mind the last thing you might be concerned with is insurance. You just want a fresh […]

It’s been established that home replacement cost is the amount of money it would cost to rebuild your home from the ground up in the event of a total loss. Trying to image rebuilding your home from the ground up is the stuff of nightmares! How much would it cost? What factors affect home replacement […]

There is a lot of technical jargon and insurance terms thrown around when setting up a homeowner’s policy. Terms like actual cash value and replacement costs are two of the biggest mysteries. What is actual cash value? What is replacement cost insurance? More importantly, what’s the difference? Replacement Cost Insurance Defined Home replacement cost is […]

This is a question that many first-time or even veteran home buyers often ponder. Discussing your homeowner’s policy with an agent or broker, you’ll hear the term home replacement cost quite frequently. Sure, they’ve explained to you that replacement cost insurance is how much it would cost to rebuild your home from the ground up […]