Is it more cost effective to build or buy a house? That’s an age-old question potential homebuyers have difficulty knowing with certainty. Friends and [...]Read More
How to Calculate Dwelling Coverage
What Is Dwelling Coverage? Homeowners may sometimes lean on overly simplified methods when trying to understand how to calculate dwelling coverage. This type of [...]Read More
What Does Limited Replacement Cost Mean?
Selecting a home insurance policy that provides secure replacement cost coverage in the event of a disaster often proves complicated. Insurance companies offer wide-reaching [...]Read More
Can You Insure Your House for Less Than It’s Worth?
Some cash-strapped property owners sometimes wonder whether they can insure their house for less than it’s worth. After convincing themselves nothing catastrophic will happen, [...]Read More
Cost Estimating Methods
The importance of the building cost estimating methods used to determine the replacement of a structure cannot be understated. Once a figure has been agreed upon [...]Read More
How to Estimate the Cost of Building a New Home
When working families try estimating the cost of building a new home, the effort often proves complicated and confusing. The cost of wide-reaching items [...]Read More
How to Estimate Home Replacement Cost & Cash Value for More Accurate Insurance Coverage
When property owners select home insurance coverage, one of the most critical decisions involves designing a policy that deals with replacement cost or actual cash value. [...]Read More
How to Estimate the Replacement Cost of Beef Facilities & Cattle Barns
If your beef facility suffers severe damage, it is essential to rebuild promptly to eliminate down time. Estimating the replacement cost accurately is essential to prevent cost overruns. It is [...]Read More
Insurance Tips for Buying a Home and Moving
Preparing for a big move? Before you close on your next home, you’ll want to make sure you have your homeowner’s insurance coverage all [...]Read More
Does Your Agricultural Business Insurance Suffer a Replacement Cost Gap?
Learn how you can use the Douglas Agricultural Cost Guide to ensure that you don’t have outbuilding or barn insurance gaps.Read More