Douglas Cost Guide Blog

Replacement Cost and Market Value: Two terms that are frequently used together, and often erroneously used interchangeably when discussing the value of your home. [...]

With so many types of homeowner’s policies and different coverage options available, it’s hard to determine which coverage option is best for your home, [...]

It has been previously discussed what to expect from an insurance adjuster’s visit and how to prepare accordingly. However, after the insurance adjuster has completed their assessment, [...]

A house fire of any magnitude is a devastating and traumatic event. These losses are the exact reason you have home insurance.  You can [...]

There is not a standard amount of insurance coverage you need to ensure you’re able to rebuild your home. Each home is as unique [...]

When shopping for home insurance, or simply updating your existing policy, there are a lot of coverages and terms to navigate. Your home and [...]

Experiencing a flood of any magnitude in your home can be devastating to homeowners; however, taking the right steps after experiencing a flood loss [...]

What constitutes a high-value home and how do you insure it effectively? These two questions can plague insurance agents and brokers when faced with [...]

When you experience a fire claim, an insurance adjuster will usually be sent to your home to assess the damage and create an estimate for the [...]